Cyberspace and Personal Cyber Insurance: A Systematic Review

McGregor, Richard, Reaiche, Carmen, Boyle, Stephen, and de Zubielqui, Graciela Corral (2023) Cyberspace and Personal Cyber Insurance: A Systematic Review. Journal of Computer Information Systems. (In Press)

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As individuals become increasingly digitally dependent, cyber threats and cyber insurance to mitigate them gain relevance. This literature review conceptualizes a framework for siting Personal Cyber Insurance (PCI) within the context of cyberspace. The lack of empirical research within this domain demonstrates a need to identify and define the scope of PCI in order to allow cyber insurers to understand customer needs, and to conduct effective management and distribution of PCI products and services. We conducted a systematic literature review of 229 articles that were clustered into three meta-level themes: cyberspace, personal cyber risk, and PCI. The literature review indicates a significant paucity of research related to PCI particularly as it is influenced by antecedent risk externalities, the nature of cyberspace itself, the PCI market and operations, and post-cyber event support. The paper concludes with a proposal for a future research agenda.

Item ID: 78217
Item Type: Article (Research - C1)
ISSN: 2380-2057
Copyright Information: © 2023 Insurance Australia Group (IAG). Published with license by Taylor & Francis Group, LLC. This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-NoDerivatives License (, which permits non-commercial re-use, distribution, and reproduction in any medium, provided the original work is properly cited, and is not altered, transformed, or built upon in any way. The terms on which this article has been published allow the posting of the Accepted Manuscript in a repository by the author(s) or with their consent.
Date Deposited: 30 May 2023 03:01
FoR Codes: 35 COMMERCE, MANAGEMENT, TOURISM AND SERVICES > 3503 Business systems in context > 350303 Business information systems @ 100%
SEO Codes: 22 INFORMATION AND COMMUNICATION SERVICES > 2204 Information systems, technologies and services > 220405 Cybersecurity @ 100%
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