Schofield, Deborah, Passey, Megan, Percival, Richard, Shrestha, Rupendra, Callander, Emily, and Kelly, Simon (2011) Retiring early with cardiovascular disease: impact on individual's financial assets. International Journal of Cardiology, 146 (1). pp. 125-126.

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Abstract

[Extract] Cardiovascular disease (CVD) is the third highest cause of early retirement due to illness in Australia [1], and places a significant economic burden on individuals and governments due to illness related early retirement [2]. Early retirement is also likely to reduce an individual's savings and wealth. Yet studies have investigated the links between wealth and ill health [3] and [4]. Those who have investigated the indirect costs of CVD have mainly focused on the cost of lost productivity or earnings [5], [6], [7], [8], [9] and [10]. This letter presents the findings of a study that quantifies the value of wealth held by Australians aged 45–64 years in 2009 who have retired early due to CVD and also compares this to what they could have accumulated had they not developed CVD — the value of savings and wealth held by individuals who managed to remain healthy and employed.

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