Kuah, Adrian T.H., and Ward, Damian R. (2011) An investigation of age-dependent agglomeration effects in financial services. Singapore Management Review, 33 (1). pp. 17-35.

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Abstract

This paper fills the gap in the literature as to whether financial institutions experience disproportionate agglomeration benefits due to their length of establishment. The incentive to agglomerate is not justified if the established firms do not benefit, as some literature propose. There is evidence to suggest it is inaccurate to say that only young firms benefit from clustering, or established firms suffer negative impacts, As an exploratory investigation, the finding suggests that age can play a role in different benefits sought by different sectors within financial services. This study proposes cluster-based management policies that take account of the establishment profile of cluster members and their identifiable needs.

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