Evaluation of Yarrabah and Palm Island Money Management Programs

Robertson, Jan, and Clough, Alan (2011) Evaluation of Yarrabah and Palm Island Money Management Programs. Report. Indigenous Consumer Assistance Network, Cairns.

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Abstract

[Extract] BACKGROUND: The Commonwealth Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA) has implemented a range of financial management initiatives in partnership with Indigenous communities as part of the Financial Management Program (MMP) 1. The objectives of these initiatives, known as Money Management Service Strategies (MMS), are to i) increase capacity to overcome barriers to financial exclusion, ii) improve financial literacy, knowledge and skills and iii) increase assets and reduce debt. In 2008 the Cairns-based Indigenous Consumer Assistance Network (ICAN) was contracted by FaHCSIA to provide Money Management Programs (MMPs) in two Aboriginal communities in Far North Queensland. One community is the community on Palm Island, 65 km north-northwest of Townsville. The other, Yarrabah, is approximately 50 km by road from the regional centre in Cairns. However both are isolated by limited transport options to their respective regional centres. Service objectives outlined in the contract with FaHCSIA included the provision of increased access to money management information and training and to provide some evidence of increased financial capability in clients. The broad intent was to further include access to information and services so clients can make informed choices about the benefits, risks and obligations of home ownership. These objectives and their background are discussed more fully in the Policy Framework section.

Item ID: 17692
Item Type: Report (Report)
Keywords: remote Aboriginal communities, financial literacy, financial capability, financial inclusion
Date Deposited: 14 Mar 2012 01:56
FoR Codes: 14 ECONOMICS > 1499 Other Economics > 149999 Economics not elsewhere classified @ 50%
11 MEDICAL AND HEALTH SCIENCES > 1117 Public Health and Health Services > 111701 Aboriginal and Torres Strait Islander Health @ 50%
SEO Codes: 91 ECONOMIC FRAMEWORK > 9102 Microeconomics > 910299 Microeconomics not elsewhere classified @ 50%
92 HEALTH > 9203 Indigenous Health > 920301 Aboriginal and Torres Strait Islander Health - Determinants of Health @ 50%
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